9. Healthy Finances
It might sound strange, but a healthy lifestyle can improve your financial situation. Losing a kilogram or two, an improved diet and less (or at least better managed) stress means you will be more productive and will have fewer sick days and chronic illnesses which can force teachers out of the classroom. Plus you will probably feel better too.
There are a number of ways to incentivise getting a little more exercise, and as was discussed above, perhaps leave the car at home sometimes. Firstly, you can join the Teachers’ Strava club at to get help and encouragement from your fellow educators.
There are also many apps which offer vouchers and cash incentives to get active. Here are my two favourites:
- Sweatcoin: Developed as a digital currency, You earn one sweatcoin for each 1,000 steps you walk or run. Their app runs in the background on your phone and your accumulated sweatcoins can be exchanged for cash, TVs, holiday discounts, and handbags to name a few, but you will need many steps to get these items, and there are smaller gifts that are available for a relatively small number of steps. I’m currently on course to earn enough for $1,000 (approx £750) in just over two years worth of steps, which is a greater yearly gain they some of the bank accounts discussed previously. Click here to try it yourself.
- Achievement: Connect your fitness app to Achievement to share your data with health researchers and earn PayPal payments. The thing I like about this platform is that once it is set up you can forget about it and build up cash rewards. Click here to get started.
10. Have Some Fun
If you have neglected your finances, it can take some time and effort to get things in shape, but once you do, it not only will help you sleep better at night, keeping things ticking over and seeing your resources grow can actually be enjoyable… honest. Getting wins on Premium bonds, interest payments on your bank account and dividend payments are like little wage packages which can a little delight in between your payslips.
As I said at the beginning, getting your finances in order isn’t about scrimping and scraping, and living on beans on toast for the next 40 years. It’s about redirecting your funds to what’s important. So use your money to seek out experiences, not stuff. Be generous and charitable towards the important things and make a difference to others and yourself, rather than paying inflated prices to utility companies, and for goodness sake, have some fun.